The Client Experience
Investment Management
We use advanced statistical modeling—including Monte Carlo® simulations—to analyze portfolio risk and project retirement outcomes with confidence.
Tax
Planning
Our proactive approach means reviewing your tax picture before year-end, allowing time to make strategic adjustments.
Insurance
Guidance
Through trusted partners, we assist with life, disability, and long-term care insurance—so your protection strategy is complete.
Estate Planning
Support
Access a referral network of legal professionals who can help with wills, trusts, and estate preservation strategies.
Dedicated
Service
Our team approach ensures smooth operations and swift support for all your account needs.
Proven
Experience
Serving 300 clients and managing $400M+ in assets, our team brings over 100 years of combined financial expertise.
Signature Client Benefits
Retirement Probability Analysis
Understand your likelihood of meeting financial goals—while addressing key risks like outliving your money, market loss, or major health events.
Comprehensive Wealth Report
Includes portfolio risk (overlap, correlation), tax implications, insurance needs, and estate planning insights.
Complimentary Advice
For employer-sponsored plans (e.g., 401(k)s) and for
friends or relatives you refer.
Personalized Technology
Featuring daily account values, performance summaries, billing details, and secure document storage.
HOW WE WORK TOGETHER
What You Can Expect From Us:
- Objective, conflict-free financial advice
- Transparent, timely reporting
- A diversified investment approach designed for stability and long-term growth
- Regular investment reviews (annually or semi-annually)
- Courtesy check-in calls and access to your advisor
- Total confidentiality
- Guidance across all areas of your financial life—including tax, estate, insurance, and lending coordination
What We Expect From You:
- Meet with us 1–2 times per year
- Respond to calls and messages in a timely manner
- Be open and honest about your financial picture
HOW WE ARE PAID
Tiered Advisory Fee Schedule:
- $0 – $250,000 → 1.50%
- $250,000 – $500,000 → 1.25%
- $500,000 – $1,000,000 → 1.00%
- $1,000,000 – $5,000,000 → 0.75%
- $5,000,000 – $100,000,000 → 0.60%
Flat-Fee Planning (Upon Request):
- Minimum: $2,500
- Maximum: $5,000
- Insurance product commissions may apply separately (e.g., annuities, life, LTC).
This information does not constitute advice in the area of legal, or tax advice. It is your responsibility to seek guidance and advice of your own legal and tax counsel