WHY I DO WHAT I DO

Education has always been a core value for my family, so when I was born, my parents started a savings account for me. They wanted to fund my college education, and though they weren’t wealthy, they set aside $3,000 to pay for my college education. Being novice investors, they opened a savings account at our local bank. When I went to college 18 years later, that savings had growth to $3,700, which paid for my room and board freshman year. Later, I learned that had the savings been invested in a stock mutual fund, the balance would have been closer to $20,000! Because I didn’t have the extra $16,000, I worked the last three years of college, often as many as 32 hours a week. Although I was able to graduate from UCSB in 4 years, the extra money sure would have helped!

I’m an investment adviser to help people better use their savings to meet their current and future financial needs. I know my parents would have been grateful to have a professional guide them to better investing my college savings. They were my first clients when I received my investment license in November 1991, and now I invest their retirement savings.